Consolidate Your Life Insurance
Into One Easy To Manage Policy

Do you have life insurance protection on your credit cards? How about your Lines of Credit? Banks are very aggressive in offering credit life insurance protection that pays off the balance of your credit card or lines of credit, should you die. If you are responsible with your credit, then there may be no balance to protect, so the cost of extra fees and service charges might not be worth it. Furthermore, such protection pays back the lender, and not your loved ones or survivors.

The more cost-effective strategy is to combine your credit protection with your life insurance policy. Basically, add up the total amount of credit available to you, including all loans, credit cards, and lines of credit, and combine this amount with your other life insurance needs. You will then have one easy to manage life insurance policy that will look after all your family's needs, and one simple premium. The main advantage of this strategy is that the tax-free life insurance benefit goes directly to your family, and not the bank.

You can use our LIFE INSURANCE CALCULATOR to estimate your needs.